My love affair with Luis is over.
First of all he let me down today. When I talked to him last he said I would have an answer by today. When he called me just now he said the only thing that was accomplished was that a negotiator had been assigned. He told me Monday it would only take 2-4 days to get it finished up. It took 2-4 days to get the negotiator. He also told me that now that I have been given a negotiator he is out of the picture. Now I am supposed to just only contact her.....Jowanna (otherwise pronounced Joanna. I'll try not to hold her parents' horrible spelling against her) instead of calling Luis.
Lies Lies Lies. I'm sure he had the best of intentions, but everything I am told seems to take weeks longer than it is supposed to.
So now I sit and wait for Jowanna to call me. I have her direct e-mail and phone number and since Luis conveniently called at 4:30 pm Pacific time and Jowanna is on the east coast I cannot call her until Monday. Another week of waiting and wondering. Every week I think, "this is going to be the week", and every week I am disappointed.
Oh and my shitty attitude yesterday....... the stomach flu, a 24 hour bug, food poisoning, I don't know what to call it, but I am almost ready to eat solid food tonight for dinner after 2 days of Gatorade and Saltines.
Until Monday. Now I'll keep my fingers crossed that we get a loan mod by our April 1 payment after having started this process the first week of December. RIDICULOUS!!
1 comment:
Loan modification is designed to help financially struggled homeowners avoid foreclosure by modifying the existing terms of their mortgage, and recapitalizing their arrears to allow for an affordable alternative over the long term.
what is a loan modification
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